Credit repair is LEGAL. You may have heard some mention that credit repair is actually illegal; but the fact of the matter is there is nothing illegal about credit repair and disputing inaccurate information about your credit file. The Fair Credit Reporting Act (FCRA) actually encourages people to dispute inaccurate information.

Any inaccurate, unverifiable accounts such as inquiries, old addresses, additional names on the report (you must have at least one name on your report), unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, credit card debt, and divorce debts.

We recommend at least six months for the best results.

Credit bureaus have 30 days to process disputes, you will see initial results in a month. On an ongoing basis, you will see results each month you are in the program.

We assist consumers in increasing their credit scores. Credit Repair is a complicated process and consumers can easily become overwhelmed. Most individuals simply do not have the time, knowledge, experience, or patience to deal with the massive bureaucracies and red tape of the credit bureaus. Maetu Credit Services eliminates the time you would spend gaining knowledge of the consumer laws and rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collections Act (FDCA) and others laws affecting your credit.